🚀 Now Accepting Pre-Launch Applications

Auto Loans Reimagined
For Prime Borrowers

AI-powered lending platform offering ultra-low APRs from 0.9% to 4.9%. Building the next-generation digital bank with $500K in backing.

Trusted by Industry Leaders

Backed by experienced investors and built with enterprise-grade security and compliance.

$500K
Initial Funding
0.9%
Starting APR
750+
Target Credit Score
24/7
AI Processing

About GoldTrust Capital

We're transforming auto lending through advanced AI technology and a deep commitment to serving prime borrowers with exceptional rates and seamless experiences.

Our Mission

At GoldTrust Capital, we recognize that in a market flooded with rising interest rates and outdated lending models, prime borrowers are paying more than they should. Our AI-powered platform is designed to break that cycle — offering ultra-competitive rates from just 0.9% to 4.9% APR, even as traditional lenders tighten margins.

By leveraging proprietary automation and a low operational cost structure, we maintain a lean cost of capital — allowing us to deliver exceptional value to borrowers while still securing healthy margins for the business. With $500K in committed capital, we're not just reacting to market conditions — we're redefining them.

$500K+
Initial Capital
0.9%
Starting APR
AI-Powered
Approval Process
Prime
Borrower Focus

Leadership Team

Our experienced leadership team combines deep financial expertise with innovative technology vision.

IA

Isaac M. Aburto

Chief Executive Officer

Isaac M. Aburto is the visionary architect and driving force behind GoldTrust Capital. Blending deep expertise in financial technology with a decade of real-world lending experience, Isaac engineered the platform's AI-driven infrastructure from the ground up. His leadership, creativity, and precision in design define GoldTrust's mission — to deliver prime borrowers exceptional rates through a seamless, intelligent digital banking experience.

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Daniel P. Sherwood

Co-Founder & Strategic Advisor

Daniel Sherwood brings extensive experience in automotive finance and dealership operations, with a proven track record as a high-performing Finance Manager. His deep understanding of auto lending, risk evaluation, and deal structuring provides GoldTrust Capital with real-world executional excellence. Known for his precision, discipline, and ability to deliver results under pressure, Daniel ensures that GoldTrust's lending operations translate strategic vision into measurable performance and sustained growth.

Why Choose GoldTrust Capital?

Advanced AI-powered lending that puts prime borrowers first with unmatched rates and instant decisions.

Ultra-Low APRs
Starting at 0.9% APR for qualified prime borrowers with excellent credit scores.
AI-Powered Decisions
Advanced machine learning algorithms provide instant loan approvals in under 60 seconds.
Prime Borrower Focus
Exclusively designed for borrowers with credit scores of 700+ who deserve better rates.
24/7 Digital Experience
Complete your entire loan application online, anytime, with our streamlined digital platform.
No Hidden Fees
Transparent pricing with no origination fees, prepayment penalties, or hidden charges.
Expert Support
Dedicated loan specialists available to guide you through every step of the process.

How It Works

Get approved for your auto loan in three simple steps with our AI-powered platform.

1

Apply Online

Complete our streamlined application in under 5 minutes. Our AI analyzes your credit profile instantly.

2

Get Approved

Receive your loan decision in under 60 seconds with personalized rates based on your credit profile.

3

Drive Away

Complete your purchase with dealer financing or direct payment. Start enjoying your new vehicle today.

Our Path to Full Banking

Building the future of financial services through strategic partnerships and comprehensive licensing.

Becoming a Full-Service Digital Bank

At GoldTrust Capital, we recognize that in a market flooded with rising interest rates and outdated lending models, prime borrowers are paying more than they should. Our AI-powered platform is designed to break that cycle — offering ultra-competitive rates from just 0.9% to 4.9% APR, even as traditional lenders tighten margins.

By leveraging proprietary automation and a low operational cost structure, we maintain a lean cost of capital — allowing us to deliver exceptional value to borrowers while still securing healthy margins for the business. With $500K in committed capital, we're not just reacting to market conditions — we're redefining them.

Bank Sponsor Partnership
We have secured a bank sponsor to support our lending operations while we pursue full licensing
Our Banking Roadmap
Strategic milestones toward full institutionalization
Phase 1: Auto Lending Platform
AI-powered auto loans with bank sponsor partnership
2
Phase 2: Lending License
Obtain full lending licenses across key states
3
Phase 3: Banking Charter
Secure federal or state banking charter
4
Phase 4: Full Digital Bank
Complete banking services with FDIC insurance

Investment Opportunity

Join us in transforming the $1.5 trillion auto lending market with AI-powered solutions.

Why Invest in GoldTrust Capital?

Massive Market Opportunity
$1.5T auto lending market with 85M+ prime borrowers underserved
AI-First Approach
Proprietary algorithms reduce risk and processing costs by 70%
Experienced Team
Expert team with firsthand auto lending experience and deep consumer insight
Strong Unit Economics
Path to profitability with 40%+ gross margins at scale
Investment Highlights
Current Funding$500K
Target Market Size$1.5T
Waitlist Submissions1,200+
Avg. Credit Score780

Get in Touch

Ready to experience the future of auto lending? Contact our team today.

Phone

630-346-7941

Mon-Fri 9AM-6PM CT

Email

iaburto@goldtrustreserve.com

We respond within 24 hours

Office

Chicago, IL

By appointment only

Ready to Get Started?

Join thousands of prime borrowers who are already experiencing ultra-low APR auto loans.